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Folders and a blank sheet for the signed payer letter

How to File a Third-Party Payer NOC for a Dubai Tenancy

•8 min read•Article•Leonid Gorok

The main points in 30 seconds

A third-party payer NOC is the signed letter that names a rent payer who is not the tenant, stored with that Dubai tenancy before the payment is accepted. The tenant and the person providing the cheque both sign. A residency visa, a passport copy, and an Emirates ID stay with the letter. The tenancy can remain in the tenant’s name. A photo of the cheque is not the letter.

Before you accept a payment from someone who is not the tenant, this tenancy needs the signed letter that names that payer. The tenancy can stay in the tenant’s name. Dubai Residential calls the letter a third-party NOC, a letter of no objection signed by the tenant and by the person providing the cheque. A photo of a cheque that is not in the tenant’s name is not the letter. The post-dated cheque register and an extra-terms addendum are other files.

Disclaimer: IziRento is operations software, not legal advice. Local tenancy rules vary; check a qualified adviser for binding decisions.

The signed letter comes before the payment

Dubai Residential, a landlord’s leasing FAQ, calls this letter a third-party NOC. If the tenant is not the person who issues the cheques, the renewal answers say to submit an NOC for third-party payment and point the tenant to the landlord’s call centre. The contract can stay in the tenant’s name. File the letter on the unit before you take the payment.

A photograph of a cheque in someone else’s name is only a picture of that cheque. It does not show that the tenant and the payer signed, and it does not name the home. Cheque dates and cheque numbers, when you log them, belong on the post-dated cheque register, which tracks each cheque against its instalment. New clauses for the lease belong on an extra-terms addendum.

Whether you take the payment is still your decision. Gulf News, updated 29 August 2024, quotes property consultant Celica Escobar of AX Capital: a third-party cheque for the lease happens only when the landlord and the tenant agree. BOLD.ae says a landlord may refuse, and that acceptance sits between the tenant and the landlord. Dubai Residential says third-party payments are subject to review and approval. Those answers state no fee for the letter and no deadline for filing it.

The letter names the home, the tenant, and the payer

Read the page for three names: this unit, the tenant on the tenancy, and the payer who is not that tenant. If the home is missing, the page is not this file. Escobar’s note in Gulf News says the letter should state why the cheque is being issued and should indicate the property, with an authorisation that the third party may issue the cheque, plus the account holder’s email, local mobile, and signature. Those lines identify the payer. They are not a schedule of amounts, account numbers, or cheque numbers.

Both the tenant and the person providing the cheque sign. That is the wording on the Dubai Residential FAQ, and it is not a letter the landlord signs alone. Your copy on the unit is the one both of them have signed, filed before you accept the payment. A page with only one of those signatures is not ready.

On that same FAQ, someone else signing the contract needs an attested power of attorney that states authority to sign residential leases. That paper does not name the payer. The National, 15 October 2020, in a column by Mario Volpi, is about addressing rent cheques to a landlord’s power of attorney, which asks who receives the rent. A letter that lets someone collect the rent is not this payer letter. A later line on the same leasing FAQ, about a third party receiving a security-deposit refund, is a separate NOC as well: it says who gets money back, not who pays the rent.

Landlords also hear another name for the same job. IN.ae, dated 23 November 2025, calls it a letter of indemnity from the third party, with a passport, or a trade licence when the cheque comes from a company. That page does not name the unit, and it states no fee. If the payer calls the letter an indemnity, the copy you file still names the home, the tenant, and the payer.

The English Dubai Land Department tenancy guide does not describe this letter and states no fee for it. On that PDF, “third party” means a management company, a subtenant, or a person the landlord must not re-let to after a personal-use possession order. The English Land Department FAQ uses NOC for an owner letter when a tenant visits a trustee, for a sublease, and for Ejari cancellation. Ejari is Dubai’s tenancy registration. Those are other letters. They do not say the Land Department requires this payer letter.

The payer answers do not state a fee

The rest of the Dubai Residential leasing FAQ states other charges, deposit wording, and day counts for renewal, cash, transfers, and move-out. Gulf News, IN.ae, BOLD.ae, and the English tenancy guide do not add a charge or a filing date for the payer letter. Those charges and day counts are not part of this letter.

Figures that stay off the letter

A fee, a dirham amount, a percent, and a deadline stay off this letter. A charge, a deposit line, a day count, or a percent on the leasing FAQ, in a rent-cheque guide, or on a sale or renovation NOC belongs to that other paper. This letter carries no sample amount, account number, cheque number, or identity number. It is not addressed to a bank. Cheque numbers and dates, when you keep them, stay on the cheque register.

Identity pages kept with the letter

For a person, Dubai Residential asks for a valid residency visa, a passport copy, and an Emirates ID, submitted with the NOC. Gulf News says to attach the friend’s passport and Emirates ID. Keep those pages with the signed letter. A sample identity number is not written on the letter.

A company cheque keeps the company pages with the same letter. Escobar’s list is the trade licence, the owner’s Emirates ID, a letter on letterhead with the company stamp, and the signatory’s email and phone. IN.ae’s company line is the trade licence. The rows below are the pages kept with the letter. A list of who lives in the home is a different file.

Pages kept with the payer letter

Who paysPages kept with the letter
A personA valid residency visa, a passport copy, and an Emirates ID
A company chequeThe trade licence, and the letterhead page with the company stamp

File the letter, then leave the other papers

When the letter names the home, the tenant, and the payer, and the pages from the table sit with it, store that copy with the tenancy before you accept the payment. The tenant and the payer should both have signed. Other papers are not part of this filing.

File the signed payer letter

  1. Name this home

    Write the unit on the letter. If the page does not name the home, it is not this file.

  2. Name the tenant and the payer

    Name the tenant on the tenancy and the payer who is not that tenant. The NOC is signed by the tenant and by the person providing the cheque.

  3. Keep the identity pages with the letter

    Keep the pages from the table with the letter. For a company cheque, the owner’s Emirates ID and the signatory’s email and phone stay with the letterhead.

  4. Store the letter before the payment

    File the signed letter with this tenancy, then accept that payment. A cheque photo is not a substitute for the letter.

  5. Leave the other papers aside

    A cheque-date list, new lease clauses, a returned cheque, works in the unit, a power of attorney, and a letter about a deposit refund each stay on their own paper. This letter stays the record of who pays.

The copy stays with the tenancy

Accept that payment only once this tenancy holds the signed letter, naming the unit, the tenant, and the payer, with the payer’s identity pages beside it. Leave a fee, a dirham amount, a percent, and a deadline off the letter. A list of cheque dates stays on the cheque register. New lease clauses stay on the extra-terms addendum.

A returned cheque belongs with the bounced-cheque execution documents. Works in the unit belong on the landlord fit-out letter. An owner who cannot sign the lease uses a leasing power of attorney. IziRento stores the letter and does not send it to a bank, file it with Dubai Land Department, or sign for the tenant.

IziRento is for testing and evaluation. A copy stored there is your record, not a filing with a department. When that copy is ready to sit with the tenancy, open the workspace.

File the signed letter that names a Dubai rent payer who is not the tenant, and keep the identity pages with the tenancy before you accept the payment.

FAQ

Is the cheque register this letter?

No. The register logs each post-dated cheque against its instalment. This letter names the person who pays when that person is not the tenant. A photo of a cheque does not replace the signed letter.

Does a lease addendum replace the letter?

No. An extra-terms addendum is a different file. Gulf News records lawyer Mohamed Rabih Nizam of Hussain Lootah suggesting that the tenancy contract also name the cheque issuer. That suggestion does not replace the signed payer letter.

Does the product send the letter to the bank?

No. IziRento stores the landlord’s copy with the tenancy. It does not send the letter to a bank, and it does not file the letter with Dubai Land Department. The payer answers state no fee and no deadline for the letter.

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This material is for information only and is not legal advice.